Key Figures NIBC Bank

 

 

In EUR millions

 

2008

 

2007

 

2006

             

CONSOLIDATED BALANCE SHEET

           

Shareholders’ equity

 

1,638

 

1,558

 

1,740

Group capital base

 

2,334

 

2,291

 

2,428

Corporate loans

 

8,069

 

8,970

 

8,043

Residential mortgages (own book)

 

6,201

 

5,285

 

4,438

Balance sheet total

 

28,937

 

31,809

 

32,474

             

CONSOLIDATED INCOME STATEMENT

           

Operating income

 

337

 

474

 

482

Operating expenses

 

181

 

211

 

199

Profit after tax from continuing operations

 

93

 

242

 

233

Net profit attributable to parent shareholders

 

92

 

98

 

243

             

SOLVENCY INFORMATION

           

Risk weighted assets (EUR billions)

 

11.5

 

15.4

 

14.8

Tier-1 ratio

 

16.6%

 

12.0%

 

12.3%

BIS ratio

 

18.9%

 

13.8%

 

13.3%

Capital ratio (shareholders’ equity/total assets)

 

5.7%

 

4.9%

 

5.4%

             

EARNINGS RATIOS

           

Return on net asset value

 

6%

 

17%

 

17%

Efficiency ratio

 

54%

 

45%

 

41%

(Dividend) pay-out ratio

 

0%

 

87%

 

88%

             

OTHER INFORMATION

           

Assets under management for third parties (EUR billions)

 

2.5

 

3.3

 

3.5

Number of FTEs end of year

 

625

 

703

 

693