consolidated_income

Consolidated Income Statement

For the year ended 31 December

In EUR millions	Note	2008	2007

Interest and similar income	2	1,474	1,644
Interest expense and similar charges	2	1,267	1,406
Net interest income		207	238

Fee and commission income	3	45	65
Fee and commission expense	3	2	3
Net fee and commission income		43	62

Dividend income	4	50	84
Net trading income	5	81	(24)
Gains less losses from financial assets	6	(57)	107
Share in result of associates	29	7	1
Other operating income	7	40	6
		121	174

Operating income		371	474

Personnel expenses	8	125	135
Other operating expenses	9	73	59
Depreciation and amortisation	10	17	17
Operating expenses		215	211

Impairment of corporate loans	11	42	2
Impairment of other interest bearing assets	11	20	(1)
Total expenses		277	212


Profit before tax from continuing operations		94	262

Tax	12	1	20
Profit after tax from continuing operations		93	242

Result from discontinued operations	53	-	(141)
Net profit for the year		93	101

Result attributable to minority interest	13	1	3

Net profit attributable to parent shareholders		92	98